Call reports 2007
STEARNS BANK ARIZONA NATIONAL ASSOCIATION — 2007
What STEARNS BANK ARIZONA NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Total assets | 214,283,000 | 192,560,000 | 185,762,000 |
| Total loans | 179,439,000 | 172,978,000 | 158,710,000 |
| Allowance for loan losses | 9,696,000 | 10,302,000 | 10,888,000 |
| Securities available for sale | 2,172,000 | 2,027,000 | 2,061,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 185,519,000 | 163,409,000 | 157,255,000 |
| Interest-bearing deposits | 156,541,000 | 137,071,000 | 133,142,000 |
| Noninterest-bearing deposits | 28,978,000 | 26,338,000 | 24,113,000 |
| Equity capital | 27,457,000 | 28,533,000 | 27,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Interest income | 5,520,000 | 11,004,000 | 15,645,000 |
| Interest expense | 1,751,000 | 3,510,000 | 5,181,000 |
| Net interest income | 3,769,000 | 7,494,000 | 10,464,000 |
| Noninterest income | 1,067,000 | 1,557,000 | 2,026,000 |
| Noninterest expense | 1,424,000 | 2,871,000 | 4,483,000 |
| Provision for loan losses | 700,000 | 1,300,000 | 2,700,000 |
| Pretax income | 2,712,000 | 4,880,000 | 5,307,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 2,712,000 | 4,880,000 | 5,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 |
|---|---|---|---|
| Tier 1 capital | 27,557,000 | 28,725,000 | 27,903,000 |
| Total capital | 30,163,000 | 31,161,000 | 30,177,000 |
| Risk-weighted assets | 201,396,000 | 186,992,000 | 173,271,000 |