Call reports 2005
STEARNS BANK ARIZONA NATIONAL ASSOCIATION — 2005
What STEARNS BANK ARIZONA NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 139,030,000 | 148,515,000 | 183,587,000 | 194,594,000 |
| Total loans | 124,140,000 | 128,870,000 | 140,235,000 | 155,206,000 |
| Allowance for loan losses | 3,001,000 | 3,929,000 | 4,930,000 | 6,141,000 |
| Securities available for sale | 3,371,000 | 3,007,000 | 2,191,000 | 1,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,658,000 | 132,204,000 | 165,310,000 | 175,384,000 |
| Interest-bearing deposits | 79,310,000 | 99,100,000 | 110,149,000 | 121,582,000 |
| Noninterest-bearing deposits | 43,348,000 | 33,104,000 | 55,161,000 | 53,802,000 |
| Equity capital | 14,441,000 | 16,031,000 | 17,636,000 | 19,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,108,000 | 6,854,000 | 10,998,000 | 15,358,000 |
| Interest expense | 454,000 | 1,087,000 | 1,932,000 | 2,951,000 |
| Net interest income | 2,654,000 | 5,767,000 | 9,066,000 | 12,407,000 |
| Noninterest income | 353,000 | 788,000 | 1,575,000 | 2,127,000 |
| Noninterest expense | 1,069,000 | 2,241,000 | 3,650,000 | 4,991,000 |
| Provision for loan losses | 250,000 | 1,150,000 | 2,150,000 | 3,350,000 |
| Pretax income | 1,688,000 | 3,171,000 | 4,848,000 | 6,199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,688,000 | 3,171,000 | 4,848,000 | 6,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,591,000 | 16,074,000 | 17,751,000 | 19,102,000 |
| Total capital | 16,220,000 | 17,777,000 | 19,655,000 | 21,295,000 |
| Risk-weighted assets | 128,911,000 | 133,983,000 | 149,330,000 | 171,496,000 |