Call reports 2001
STEARNS BANK ARIZONA NATIONAL ASSOCIATION — 2001
What STEARNS BANK ARIZONA NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,495,000 | 65,067,000 | 68,657,000 | 73,856,000 |
| Total loans | 46,921,000 | 47,794,000 | 48,339,000 | 53,393,000 |
| Allowance for loan losses | 782,000 | 857,000 | 887,000 | 951,000 |
| Securities available for sale | 6,337,000 | 13,946,000 | 16,010,000 | 16,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,944,000 | 56,541,000 | 61,661,000 | 65,396,000 |
| Interest-bearing deposits | 44,722,000 | 45,273,000 | 51,367,000 | 54,587,000 |
| Noninterest-bearing deposits | 10,222,000 | 11,268,000 | 10,294,000 | 10,809,000 |
| Equity capital | 6,166,000 | 6,301,000 | 6,687,000 | 6,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,631,000 | 3,061,000 | 4,655,000 | 6,268,000 |
| Interest expense | 705,000 | 1,267,000 | 1,827,000 | 2,254,000 |
| Net interest income | 926,000 | 1,794,000 | 2,828,000 | 4,014,000 |
| Noninterest income | 45,000 | 87,000 | 133,000 | 176,000 |
| Noninterest expense | 547,000 | 1,117,000 | 1,680,000 | 2,323,000 |
| Provision for loan losses | 90,000 | 180,000 | 280,000 | 370,000 |
| Pretax income | 334,000 | 584,000 | 1,001,000 | 1,497,000 |
| Income tax | 136,000 | 237,000 | 397,000 | 596,000 |
| Net income | 198,000 | 347,000 | 604,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,129,000 | 6,268,000 | 6,526,000 | 6,826,000 |
| Total capital | 6,764,000 | 6,926,000 | 7,217,000 | 7,592,000 |
| Risk-weighted assets | 50,648,000 | 52,428,000 | 55,113,000 | 61,079,000 |