Call reports 2026
BANK OF WINONA — 2026
What BANK OF WINONA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 142,569,000 | 142,721,000 |
| Total loans | 47,272,000 | 47,472,000 |
| Allowance for loan losses | 888,000 | 910,000 |
| Securities available for sale | 76,993,000 | 79,132,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 120,205,000 | 119,640,000 |
| Interest-bearing deposits | 90,429,000 | 90,876,000 |
| Noninterest-bearing deposits | 29,776,000 | 28,764,000 |
| Equity capital | 16,266,000 | 16,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,540,000 | 3,105,000 |
| Interest expense | 465,000 | 919,000 |
| Net interest income | 1,075,000 | 2,186,000 |
| Noninterest income | 71,000 | 356,000 |
| Noninterest expense | 830,000 | 1,642,000 |
| Provision for loan losses | 20,000 | 40,000 |
| Pretax income | 298,000 | 842,000 |
| Income tax | 0 | 0 |
| Net income | 298,000 | 842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 18,890,000 | 19,366,000 |
| Total capital | 19,597,000 | 20,077,000 |
| Risk-weighted assets | 56,295,000 | 56,630,000 |
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