Call report 2025Q4
BANK OF WINONA — 2025Q4
The 22 measures BANK OF WINONA reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,011,000 | USD | evidence → |
| Total loans | 47,498,000 | USD | evidence → |
| Allowance for loan losses | 876,000 | USD | evidence → |
| Securities available for sale | 78,101,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,123,000 | USD | evidence → |
| Interest-bearing deposits | 90,496,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,627,000 | USD | evidence → |
| Equity capital | 16,773,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,225,000 | USD | evidence → |
| Interest expense | 2,051,000 | USD | evidence → |
| Net interest income | 4,174,000 | USD | evidence → |
| Noninterest income | 342,000 | USD | evidence → |
| Noninterest expense | 3,845,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 566,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 566,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,592,000 | USD | evidence → |
| Total capital | 19,298,000 | USD | evidence → |
| Risk-weighted assets | 56,287,000 | USD | evidence → |
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