Call reports 2024
BANK OF WINONA — 2024
What BANK OF WINONA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 151,073,000 | 147,525,000 | 139,789,000 | 142,096,000 |
| Total loans | 50,433,000 | 47,419,000 | 47,410,000 | 47,829,000 |
| Allowance for loan losses | 760,000 | 723,000 | 720,000 | 800,000 |
| Securities available for sale | 81,596,000 | 80,476,000 | 76,485,000 | 76,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,088,000 | 126,246,000 | 116,942,000 | 121,145,000 |
| Interest-bearing deposits | 100,668,000 | 98,042,000 | 91,910,000 | 93,753,000 |
| Noninterest-bearing deposits | 29,420,000 | 28,204,000 | 25,032,000 | 27,393,000 |
| Equity capital | 15,118,000 | 15,318,000 | 16,810,000 | 14,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,653,000 | 3,305,000 | 4,852,000 | 6,376,000 |
| Interest expense | 474,000 | 958,000 | 1,526,000 | 2,081,000 |
| Net interest income | 1,179,000 | 2,347,000 | 3,326,000 | 4,295,000 |
| Noninterest income | 96,000 | 185,000 | 285,000 | 648,000 |
| Noninterest expense | 833,000 | 1,679,000 | 2,534,000 | 3,839,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 442,000 | 853,000 | 1,068,000 | 945,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 442,000 | 853,000 | 1,068,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,817,000 | 19,109,000 | 19,324,000 | 18,924,000 |
| Total capital | 19,592,000 | 19,890,000 | 20,056,000 | 19,661,000 |
| Risk-weighted assets | 61,923,000 | 62,721,000 | 58,476,000 | 58,865,000 |
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