Call reports 2022
BANK OF WINONA — 2022
What BANK OF WINONA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 140,047,000 | 137,662,000 | 141,431,000 | 144,294,000 |
| Total loans | 45,853,000 | 46,585,000 | 46,428,000 | 45,122,000 |
| Allowance for loan losses | 700,000 | 702,000 | 702,000 | 702,000 |
| Securities available for sale | 73,513,000 | 75,741,000 | 74,964,000 | 76,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,705,000 | 121,156,000 | 126,800,000 | 128,173,000 |
| Interest-bearing deposits | 90,985,000 | 90,620,000 | 97,955,000 | 98,283,000 |
| Noninterest-bearing deposits | 29,720,000 | 30,537,000 | 28,845,000 | 29,890,000 |
| Equity capital | 14,334,000 | 11,393,000 | 9,442,000 | 10,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,204,000 | 3,375,000 | 4,586,000 |
| Interest expense | 123,000 | 238,000 | 365,000 | 546,000 |
| Net interest income | 947,000 | 1,966,000 | 3,010,000 | 4,040,000 |
| Noninterest income | 101,000 | 346,000 | 447,000 | 536,000 |
| Noninterest expense | 747,000 | 1,475,000 | 2,286,000 | 3,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 301,000 | 837,000 | 1,169,000 | 969,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 301,000 | 837,000 | 1,169,000 | 969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,687,000 | 16,139,000 | 16,471,000 | 15,992,000 |
| Total capital | 16,387,000 | 16,841,000 | 17,173,000 | 16,694,000 |
| Risk-weighted assets | 101,552,000 | 106,526,000 | 104,476,000 | 109,494,000 |