Call reports 2021
BANK OF WINONA — 2021
What BANK OF WINONA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 139,447,000 | 139,470,000 | 141,815,000 | 144,731,000 |
| Total loans | 50,663,000 | 49,729,000 | 48,377,000 | 45,376,000 |
| Allowance for loan losses | 503,000 | 498,000 | 500,000 | 701,000 |
| Securities available for sale | 64,144,000 | 65,773,000 | 68,126,000 | 69,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,243,000 | 117,274,000 | 117,867,000 | 121,747,000 |
| Interest-bearing deposits | 89,778,000 | 89,965,000 | 89,513,000 | 92,088,000 |
| Noninterest-bearing deposits | 28,465,000 | 27,309,000 | 28,354,000 | 29,659,000 |
| Equity capital | 16,464,000 | 17,348,000 | 19,009,000 | 17,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,119,000 | 2,396,000 | 3,500,000 | 4,562,000 |
| Interest expense | 138,000 | 277,000 | 398,000 | 514,000 |
| Net interest income | 981,000 | 2,119,000 | 3,102,000 | 4,048,000 |
| Noninterest income | 145,000 | 240,000 | 2,154,000 | 2,228,000 |
| Noninterest expense | 727,000 | 1,451,000 | 2,252,000 | 3,620,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | 399,000 | 908,000 | 3,004,000 | 2,456,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 908,000 | 3,004,000 | 2,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,776,000 | 14,230,000 | 15,939,000 | 15,114,000 |
| Total capital | 14,279,000 | 14,728,000 | 16,439,000 | 15,815,000 |
| Risk-weighted assets | 101,229,000 | 96,502,000 | 101,225,000 | 98,566,000 |
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