Call reports 2018
BANK OF WINONA — 2018
What BANK OF WINONA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 117,760,000 | 115,605,000 | 114,730,000 | 116,894,000 |
| Total loans | 46,143,000 | 47,825,000 | 48,998,000 | 50,567,000 |
| Allowance for loan losses | 506,000 | 506,000 | 513,000 | 525,000 |
| Securities available for sale | 46,678,000 | 47,379,000 | 46,934,000 | 47,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,551,000 | 99,213,000 | 98,327,000 | 100,139,000 |
| Interest-bearing deposits | 79,149,000 | 76,574,000 | 76,793,000 | 76,782,000 |
| Noninterest-bearing deposits | 22,402,000 | 22,639,000 | 21,534,000 | 23,357,000 |
| Equity capital | 12,193,000 | 12,267,000 | 12,183,000 | 12,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,069,000 | 2,192,000 | 3,338,000 | 4,487,000 |
| Interest expense | 137,000 | 288,000 | 446,000 | 610,000 |
| Net interest income | 932,000 | 1,904,000 | 2,892,000 | 3,877,000 |
| Noninterest income | 99,000 | 212,000 | 370,000 | 701,000 |
| Noninterest expense | 785,000 | 1,510,000 | 2,301,000 | 3,535,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 246,000 | 619,000 | 960,000 | 1,016,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 246,000 | 619,000 | 960,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,152,000 | 12,700,000 | 12,982,000 | 12,795,000 |
| Total capital | 12,658,000 | 13,206,000 | 13,495,000 | 13,320,000 |
| Risk-weighted assets | 62,691,000 | 58,817,000 | 57,588,000 | 64,110,000 |