Call reports 2017
BANK OF WINONA — 2017
What BANK OF WINONA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 115,718,000 | 114,505,000 | 115,298,000 | 116,029,000 |
| Total loans | 46,211,000 | 46,144,000 | 47,057,000 | 47,679,000 |
| Allowance for loan losses | 453,000 | 402,000 | 405,000 | 504,000 |
| Securities available for sale | 49,351,000 | 48,189,000 | 46,054,000 | 44,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,030,000 | 97,718,000 | 98,356,000 | 99,591,000 |
| Interest-bearing deposits | 79,536,000 | 77,513,000 | 76,201,000 | 76,935,000 |
| Noninterest-bearing deposits | 20,494,000 | 20,205,000 | 22,154,000 | 22,656,000 |
| Equity capital | 11,921,000 | 12,921,000 | 12,998,000 | 12,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,175,000 | 3,270,000 | 4,367,000 |
| Interest expense | 134,000 | 276,000 | 415,000 | 549,000 |
| Net interest income | 951,000 | 1,899,000 | 2,855,000 | 3,818,000 |
| Noninterest income | 91,000 | 206,000 | 312,000 | 634,000 |
| Noninterest expense | 801,000 | 1,498,000 | 2,266,000 | 3,409,000 |
| Provision for loan losses | 10,000 | 25,000 | 35,000 | 155,000 |
| Pretax income | 231,000 | 661,000 | 935,000 | 982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 661,000 | 935,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,098,000 | 12,424,000 | 12,591,000 | 12,210,000 |
| Total capital | 12,551,000 | 12,826,000 | 12,996,000 | 12,714,000 |
| Risk-weighted assets | 63,453,000 | 64,338,000 | 65,055,000 | 65,341,000 |