Call reports 2008
BANK OF WINONA — 2008
What BANK OF WINONA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 100,394,000 | 98,686,000 | 97,391,000 | 101,029,000 |
| Total loans | 46,453,000 | 46,998,000 | 48,078,000 | 46,344,000 |
| Allowance for loan losses | 703,000 | 731,000 | 738,000 | 553,000 |
| Securities available for sale | 30,133,000 | 34,276,000 | 33,126,000 | 34,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,968,000 | 86,804,000 | 85,432,000 | 88,585,000 |
| Interest-bearing deposits | 73,250,000 | 73,102,000 | 72,723,000 | 75,153,000 |
| Noninterest-bearing deposits | 14,718,000 | 13,702,000 | 12,709,000 | 13,432,000 |
| Equity capital | 9,888,000 | 9,318,000 | 9,461,000 | 9,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,661,000 | 3,974,000 | 5,284,000 |
| Interest expense | 608,000 | 1,150,000 | 1,636,000 | 2,087,000 |
| Net interest income | 735,000 | 1,511,000 | 2,338,000 | 3,197,000 |
| Noninterest income | 123,000 | 236,000 | 363,000 | 465,000 |
| Noninterest expense | 554,000 | 1,088,000 | 1,749,000 | 2,690,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 210,000 |
| Pretax income | 295,000 | 625,000 | 889,000 | 797,000 |
| Income tax | 10,000 | 20,000 | 30,000 | 40,000 |
| Net income | 285,000 | 605,000 | 859,000 | 757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,468,000 | 10,610,000 | 10,864,000 | 10,459,000 |
| Total capital | 11,171,000 | 10,733,000 | 11,602,000 | 11,012,000 |
| Risk-weighted assets | 62,091,000 | 65,293,000 | 61,393,000 | 61,170,000 |
Machine access — free, no API key
Every figure shown here about BANK OF WINONA — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.