Call reports 2007
BANK OF WINONA — 2007
What BANK OF WINONA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 95,406,000 | 93,523,000 | 94,007,000 | 93,714,000 |
| Total loans | 41,579,000 | 43,083,000 | 44,645,000 | 45,387,000 |
| Allowance for loan losses | 721,000 | 714,000 | 714,000 | 710,000 |
| Securities available for sale | 35,170,000 | 35,639,000 | 34,787,000 | 30,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,227,000 | 82,270,000 | 82,283,000 | 81,834,000 |
| Interest-bearing deposits | 71,870,000 | 70,646,000 | 69,127,000 | 13,533,000 |
| Noninterest-bearing deposits | 12,357,000 | 11,624,000 | 13,156,000 | 68,301,000 |
| Equity capital | 9,868,000 | 9,840,000 | 10,255,000 | 10,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,789,000 | 4,039,000 | 5,447,000 |
| Interest expense | 604,000 | 1,237,000 | 1,887,000 | 2,545,000 |
| Net interest income | 771,000 | 1,552,000 | 2,152,000 | 2,902,000 |
| Noninterest income | 130,000 | 269,000 | 400,000 | 527,000 |
| Noninterest expense | 614,000 | 1,174,000 | 1,767,000 | 2,619,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 647,000 | 785,000 | 810,000 |
| Income tax | 434,000 | 444,000 | 454,000 | 464,000 |
| Net income | -147,000 | 203,000 | 331,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,062,000 | 10,412,000 | 10,419,000 | 10,183,000 |
| Total capital | 10,783,000 | 11,126,000 | 11,133,000 | 10,893,000 |
| Risk-weighted assets | 58,718,000 | 59,260,000 | 60,081,000 | 61,114,000 |
Machine access — free, no API key
Every figure shown here about BANK OF WINONA — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.