Call reports 2016
FIRST FEDERAL BANK OF WISCONSIN — 2016
What FIRST FEDERAL BANK OF WISCONSIN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 244,338,000 | 248,527,000 | 244,539,000 | 241,696,000 |
| Total loans | 174,638,000 | 173,331,000 | 171,913,000 | 169,132,000 |
| Allowance for loan losses | 1,562,000 | 1,547,000 | 1,621,000 | 1,478,000 |
| Securities available for sale | 49,039,000 | 46,690,000 | 46,205,000 | 47,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,544,000 | 185,780,000 | 186,159,000 | 184,672,000 |
| Interest-bearing deposits | 174,991,000 | 174,586,000 | 174,164,000 | 171,852,000 |
| Noninterest-bearing deposits | 9,553,000 | 11,194,000 | 11,995,000 | 12,820,000 |
| Equity capital | 34,723,000 | 35,055,000 | 34,844,000 | 33,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,275,000 | 4,508,000 | 6,687,000 | 8,779,000 |
| Interest expense | 405,000 | 816,000 | 1,238,000 | 1,633,000 |
| Net interest income | 1,870,000 | 3,692,000 | 5,449,000 | 7,146,000 |
| Noninterest income | 166,000 | 340,000 | 548,000 | 819,000 |
| Noninterest expense | 1,723,000 | 3,433,000 | 5,267,000 | 7,235,000 |
| Provision for loan losses | 11,000 | 33,000 | 357,000 | 844,000 |
| Pretax income | 307,000 | 571,000 | 501,000 | 15,000 |
| Income tax | 48,000 | 115,000 | 63,000 | -156,000 |
| Net income | 259,000 | 456,000 | 438,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,131,000 | 34,332,000 | 34,316,000 | 34,052,000 |
| Total capital | 35,693,000 | 35,879,000 | 35,937,000 | 35,530,000 |
| Risk-weighted assets | 166,797,000 | 169,340,000 | 163,409,000 | 163,195,000 |