Call reports 2022
ROYAL BANKS OF MISSOURI — 2022
What ROYAL BANKS OF MISSOURI reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,048,194,000 | 1,036,984,000 | 1,010,078,000 | 1,028,537,000 |
| Total loans | 650,271,000 | 665,016,000 | 672,602,000 | 714,691,000 |
| Allowance for loan losses | 5,472,000 | 5,895,000 | 3,918,000 | 3,985,000 |
| Securities available for sale | 128,648,000 | 138,219,000 | 134,364,000 | 140,440,000 |
| Securities held to maturity | 2,098,000 | 1,796,000 | 1,759,000 | 1,725,000 |
| Trading assets | 911,000 | 665,000 | 745,000 | 743,000 |
| Total deposits | 913,394,000 | 899,950,000 | 874,913,000 | 890,482,000 |
| Interest-bearing deposits | 719,149,000 | 705,300,000 | 668,235,000 | 692,889,000 |
| Noninterest-bearing deposits | 194,245,000 | 194,650,000 | 206,678,000 | 197,593,000 |
| Equity capital | 129,467,000 | 129,306,000 | 128,078,000 | 131,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,127,000 | 15,809,000 | 24,895,000 | 35,091,000 |
| Interest expense | 764,000 | 1,545,000 | 2,536,000 | 4,283,000 |
| Net interest income | 7,363,000 | 14,264,000 | 22,359,000 | 30,808,000 |
| Noninterest income | 601,000 | 1,272,000 | 2,638,000 | 3,326,000 |
| Noninterest expense | 4,923,000 | 9,969,000 | 15,108,000 | 20,241,000 |
| Provision for loan losses | 34,000 | 68,000 | 1,079,000 | 1,142,000 |
| Pretax income | 3,033,000 | 5,514,000 | 8,808,000 | 12,768,000 |
| Income tax | 651,000 | 1,167,000 | 1,851,000 | 2,722,000 |
| Net income | 2,382,000 | 4,347,000 | 6,957,000 | 10,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,662,000 | 114,338,000 | 115,526,000 | 117,197,000 |
| Total capital | 118,036,000 | 120,233,000 | 119,444,000 | 121,182,000 |
| Risk-weighted assets | 779,921,000 | 817,569,000 | 829,433,000 | 857,757,000 |