Call reports 2018
ROYAL BANKS OF MISSOURI — 2018
What ROYAL BANKS OF MISSOURI reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 696,848,000 | 699,145,000 | 708,074,000 | 702,655,000 |
| Total loans | 563,491,000 | 570,527,000 | 580,693,000 | 568,581,000 |
| Allowance for loan losses | 3,938,000 | 4,112,000 | 4,361,000 | 4,542,000 |
| Securities available for sale | 42,217,000 | 40,912,000 | 40,031,000 | 41,235,000 |
| Securities held to maturity | 12,310,000 | 11,946,000 | 11,764,000 | 8,907,000 |
| Trading assets | 3,729,000 | 3,691,000 | 3,681,000 | 3,646,000 |
| Total deposits | 543,354,000 | 549,417,000 | 568,508,000 | 568,870,000 |
| Interest-bearing deposits | 464,682,000 | 466,732,000 | 482,487,000 | 483,547,000 |
| Noninterest-bearing deposits | 78,672,000 | 82,685,000 | 86,021,000 | 85,323,000 |
| Equity capital | 103,506,000 | 104,647,000 | 106,045,000 | 107,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,186,000 | 14,489,000 | 21,939,000 | 29,618,000 |
| Interest expense | 1,187,000 | 2,621,000 | 4,355,000 | 6,374,000 |
| Net interest income | 5,999,000 | 11,868,000 | 17,584,000 | 23,244,000 |
| Noninterest income | 456,000 | 914,000 | 1,221,000 | 1,809,000 |
| Noninterest expense | 3,653,000 | 7,171,000 | 10,725,000 | 14,181,000 |
| Provision for loan losses | 192,000 | 367,000 | 531,000 | 711,000 |
| Pretax income | 2,610,000 | 5,244,000 | 7,549,000 | 10,161,000 |
| Income tax | 600,000 | 1,211,000 | 1,710,000 | 2,305,000 |
| Net income | 2,010,000 | 4,033,000 | 5,839,000 | 7,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,223,000 | 95,566,000 | 97,774,000 | 99,142,000 |
| Total capital | 98,161,000 | 99,678,000 | 102,135,000 | 103,684,000 |
| Risk-weighted assets | 693,782,000 | 696,154,000 | 698,217,000 | 684,045,000 |