Call reports 2017
ROYAL BANKS OF MISSOURI — 2017
What ROYAL BANKS OF MISSOURI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 688,454,000 | 677,407,000 | 669,456,000 | 713,089,000 |
| Total loans | 554,874,000 | 548,588,000 | 541,786,000 | 571,303,000 |
| Allowance for loan losses | 5,817,000 | 3,679,000 | 3,842,000 | 3,677,000 |
| Securities available for sale | 34,015,000 | 33,063,000 | 33,068,000 | 34,915,000 |
| Securities held to maturity | 15,459,000 | 15,068,000 | 14,710,000 | 14,144,000 |
| Trading assets | 3,813,000 | 3,809,000 | 3,797,000 | 3,777,000 |
| Total deposits | 585,479,000 | 572,462,000 | 562,804,000 | 603,186,000 |
| Interest-bearing deposits | 510,551,000 | 500,099,000 | 491,460,000 | 520,688,000 |
| Noninterest-bearing deposits | 74,928,000 | 72,363,000 | 71,344,000 | 82,498,000 |
| Equity capital | 99,637,000 | 100,865,000 | 102,137,000 | 101,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,397,000 | 12,889,000 | 19,397,000 | 27,093,000 |
| Interest expense | 968,000 | 2,003,000 | 3,115,000 | 3,905,000 |
| Net interest income | 5,429,000 | 10,886,000 | 16,282,000 | 23,188,000 |
| Noninterest income | 779,000 | 1,884,000 | 1,830,000 | 1,374,000 |
| Noninterest expense | 3,415,000 | 7,012,000 | 10,391,000 | 14,137,000 |
| Provision for loan losses | 207,000 | 739,000 | 907,000 | 1,099,000 |
| Pretax income | 2,586,000 | 5,019,000 | 6,814,000 | 9,326,000 |
| Income tax | 869,000 | 1,550,000 | 2,104,000 | 4,425,000 |
| Net income | 1,717,000 | 3,469,000 | 4,710,000 | 4,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,575,000 | 89,671,000 | 91,031,000 | 92,337,000 |
| Total capital | 94,392,000 | 93,350,000 | 94,873,000 | 96,014,000 |
| Risk-weighted assets | 651,321,000 | 644,610,000 | 635,259,000 | 682,379,000 |