Call reports 2001
ROYAL BANKS OF MISSOURI — 2001
What ROYAL BANKS OF MISSOURI reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 221,970,000 | 222,968,000 | 233,749,000 | 259,744,000 |
| Total loans | 143,115,000 | 146,914,000 | 170,972,000 | 176,965,000 |
| Allowance for loan losses | 1,494,000 | 1,548,000 | 1,826,000 | 1,908,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 51,082,000 | 40,241,000 | 38,584,000 | 47,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,688,000 | 198,514,000 | 205,413,000 | 230,562,000 |
| Interest-bearing deposits | 171,050,000 | 168,089,000 | 176,432,000 | 192,825,000 |
| Noninterest-bearing deposits | 26,638,000 | 30,425,000 | 28,981,000 | 37,737,000 |
| Equity capital | 21,537,000 | 21,812,000 | 21,680,000 | 22,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,985,000 | 7,708,000 | 11,345,000 | 14,855,000 |
| Interest expense | 2,079,000 | 3,885,000 | 5,588,000 | 7,112,000 |
| Net interest income | 1,906,000 | 3,823,000 | 5,757,000 | 7,743,000 |
| Noninterest income | 244,000 | 410,000 | 623,000 | 838,000 |
| Noninterest expense | 1,489,000 | 2,917,000 | 4,515,000 | 6,127,000 |
| Provision for loan losses | 75,000 | 134,000 | 659,000 | 734,000 |
| Pretax income | 596,000 | 1,182,000 | 1,206,000 | 1,720,000 |
| Income tax | 203,000 | 411,000 | 566,000 | 593,000 |
| Net income | 383,000 | 771,000 | 640,000 | 1,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,532,000 | 21,358,000 | 21,680,000 | 22,066,000 |
| Total capital | 23,029,000 | 22,906,000 | 23,506,000 | 23,974,000 |
| Risk-weighted assets | 164,834,000 | 162,926,000 | 189,038,000 | 196,853,000 |