Call report 2015Q4
CITIZENS BANK — 2015Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 558,569,000 | USD | evidence → |
| Total loans | 186,950,000 | USD | evidence → |
| Allowance for loan losses | 2,038,000 | USD | evidence → |
| Securities available for sale | 60,430,000 | USD | evidence → |
| Securities held to maturity | 260,940,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 461,310,000 | USD | evidence → |
| Interest-bearing deposits | 395,439,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,871,000 | USD | evidence → |
| Equity capital | 95,714,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,998,000 | USD | evidence → |
| Interest expense | 2,159,000 | USD | evidence → |
| Net interest income | 20,839,000 | USD | evidence → |
| Noninterest income | 3,022,000 | USD | evidence → |
| Noninterest expense | 8,227,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 15,709,000 | USD | evidence → |
| Income tax | 3,116,000 | USD | evidence → |
| Net income | 12,593,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 95,810,000 | USD | evidence → |
| Total capital | 97,848,000 | USD | evidence → |
| Risk-weighted assets | 328,895,000 | USD | evidence → |