Call report 2014Q4
CITIZENS BANK — 2014Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 533,088,000 | USD | evidence → |
| Total loans | 194,220,000 | USD | evidence → |
| Allowance for loan losses | 2,832,000 | USD | evidence → |
| Securities available for sale | 59,610,000 | USD | evidence → |
| Securities held to maturity | 249,841,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 440,856,000 | USD | evidence → |
| Interest-bearing deposits | 381,566,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,290,000 | USD | evidence → |
| Equity capital | 90,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,871,000 | USD | evidence → |
| Interest expense | 2,190,000 | USD | evidence → |
| Net interest income | 20,681,000 | USD | evidence → |
| Noninterest income | 2,132,000 | USD | evidence → |
| Noninterest expense | 7,809,000 | USD | evidence → |
| Provision for loan losses | -52,000 | USD | evidence → |
| Pretax income | 15,014,000 | USD | evidence → |
| Income tax | 2,865,000 | USD | evidence → |
| Net income | 12,149,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,026,000 | USD | evidence → |
| Total capital | 93,858,000 | USD | evidence → |
| Risk-weighted assets | 321,557,000 | USD | evidence → |