Call report 2012Q4
CITIZENS BANK — 2012Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 510,439,000 | USD | evidence → |
| Total loans | 218,566,000 | USD | evidence → |
| Allowance for loan losses | 4,756,000 | USD | evidence → |
| Securities available for sale | 47,181,000 | USD | evidence → |
| Securities held to maturity | 209,474,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 426,800,000 | USD | evidence → |
| Interest-bearing deposits | 379,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,367,000 | USD | evidence → |
| Equity capital | 82,070,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,700,000 | USD | evidence → |
| Interest expense | 3,165,000 | USD | evidence → |
| Net interest income | 20,535,000 | USD | evidence → |
| Noninterest income | 2,468,000 | USD | evidence → |
| Noninterest expense | 7,848,000 | USD | evidence → |
| Provision for loan losses | 4,126,000 | USD | evidence → |
| Pretax income | 11,091,000 | USD | evidence → |
| Income tax | 1,611,000 | USD | evidence → |
| Net income | 9,480,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 81,959,000 | USD | evidence → |
| Total capital | 85,903,000 | USD | evidence → |
| Risk-weighted assets | 314,714,000 | USD | evidence → |