Call report 2003Q3
CITIZENS BANK — 2003Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 439,378,000 | USD | evidence → |
| Total loans | 240,688,000 | USD | evidence → |
| Allowance for loan losses | 2,906,000 | USD | evidence → |
| Securities available for sale | 43,911,000 | USD | evidence → |
| Securities held to maturity | 128,736,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 343,238,000 | USD | evidence → |
| Interest-bearing deposits | 315,021,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,217,000 | USD | evidence → |
| Equity capital | 94,263,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,372,000 | USD | evidence → |
| Interest expense | 5,154,000 | USD | evidence → |
| Net interest income | 13,218,000 | USD | evidence → |
| Noninterest income | 2,457,000 | USD | evidence → |
| Noninterest expense | 4,853,000 | USD | evidence → |
| Provision for loan losses | 456,000 | USD | evidence → |
| Pretax income | 10,374,000 | USD | evidence → |
| Income tax | 2,573,000 | USD | evidence → |
| Net income | 7,801,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,966,000 | USD | evidence → |
| Total capital | 95,872,000 | USD | evidence → |
| Risk-weighted assets | 286,546,000 | USD | evidence → |