Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 425,706,000 | USD | evidence → |
| Total loans | 233,418,000 | USD | evidence → |
| Allowance for loan losses | 2,627,000 | USD | evidence → |
| Securities available for sale | 45,327,000 | USD | evidence → |
| Securities held to maturity | 121,829,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 333,021,000 | USD | evidence → |
| Interest-bearing deposits | 304,521,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,500,000 | USD | evidence → |
| Equity capital | 90,799,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,650,000 | USD | evidence → |
| Interest expense | 8,579,000 | USD | evidence → |
| Net interest income | 17,071,000 | USD | evidence → |
| Noninterest income | 2,810,000 | USD | evidence → |
| Noninterest expense | 6,019,000 | USD | evidence → |
| Provision for loan losses | 753,000 | USD | evidence → |
| Pretax income | 13,144,000 | USD | evidence → |
| Income tax | 2,997,000 | USD | evidence → |
| Net income | 10,147,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,556,000 | USD | evidence → |
| Total capital | 92,183,000 | USD | evidence → |
| Risk-weighted assets | 273,311,000 | USD | evidence → |
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