Call reports 2015
FIRST MOUNTAIN BANK — 2015
What FIRST MOUNTAIN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 145,565,000 | 139,488,000 | 147,641,000 | 149,002,000 |
| Total loans | 92,707,000 | 90,105,000 | 95,739,000 | 99,633,000 |
| Allowance for loan losses | 2,917,000 | 2,919,000 | 2,920,000 | 2,895,000 |
| Securities available for sale | 14,228,000 | 15,908,000 | 14,525,000 | 14,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,596,000 | 125,725,000 | 133,771,000 | 134,669,000 |
| Interest-bearing deposits | 80,663,000 | 79,988,000 | 83,759,000 | 84,585,000 |
| Noninterest-bearing deposits | 50,933,000 | 45,737,000 | 50,012,000 | 50,084,000 |
| Equity capital | 12,871,000 | 12,744,000 | 12,868,000 | 13,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,607,000 | 3,948,000 | 5,381,000 |
| Interest expense | 81,000 | 165,000 | 247,000 | 324,000 |
| Net interest income | 1,189,000 | 2,442,000 | 3,701,000 | 5,057,000 |
| Noninterest income | 224,000 | 430,000 | 736,000 | 982,000 |
| Noninterest expense | 1,461,000 | 2,926,000 | 4,428,000 | 5,768,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -48,000 | -54,000 | 9,000 | 271,000 |
| Income tax | 0 | 65,000 | 65,000 | 65,000 |
| Net income | -48,000 | -119,000 | -56,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,851,000 | 12,780,000 | 12,842,000 | 13,105,000 |
| Total capital | 14,228,000 | 14,140,000 | 14,251,000 | 14,549,000 |
| Risk-weighted assets | 108,640,000 | 107,209,000 | 111,175,000 | 114,029,000 |