Call reports 2013
FIRST MOUNTAIN BANK — 2013
What FIRST MOUNTAIN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 143,148,000 | 137,162,000 | 132,710,000 | 134,398,000 |
| Total loans | 94,225,000 | 86,480,000 | 90,313,000 | 90,713,000 |
| Allowance for loan losses | 2,828,000 | 2,815,000 | 2,815,000 | 2,815,000 |
| Securities available for sale | 11,371,000 | 12,692,000 | 12,384,000 | 12,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,443,000 | 124,213,000 | 119,703,000 | 121,264,000 |
| Interest-bearing deposits | 84,514,000 | 80,938,000 | 80,438,000 | 80,758,000 |
| Noninterest-bearing deposits | 45,929,000 | 43,275,000 | 39,265,000 | 40,506,000 |
| Equity capital | 11,495,000 | 11,969,000 | 12,038,000 | 12,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,434,000 | 2,797,000 | 4,117,000 | 5,440,000 |
| Interest expense | 85,000 | 164,000 | 238,000 | 313,000 |
| Net interest income | 1,349,000 | 2,633,000 | 3,879,000 | 5,127,000 |
| Noninterest income | 243,000 | 1,105,000 | 1,530,000 | 1,889,000 |
| Noninterest expense | 1,617,000 | 3,128,000 | 4,759,000 | 6,284,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | -70,000 | 565,000 | 605,000 | 687,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -70,000 | 565,000 | 605,000 | 687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,455,000 | 12,077,000 | 12,121,000 | 12,206,000 |
| Total capital | 12,766,000 | 13,289,000 | 13,377,000 | 13,470,000 |
| Risk-weighted assets | 103,296,000 | 95,295,000 | 98,897,000 | 99,522,000 |