Call reports 2012
FIRST MOUNTAIN BANK — 2012
What FIRST MOUNTAIN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 139,144,000 | 136,662,000 | 136,350,000 | 138,513,000 |
| Total loans | 99,171,000 | 98,261,000 | 96,670,000 | 93,602,000 |
| Allowance for loan losses | 2,776,000 | 2,721,000 | 2,900,000 | 2,861,000 |
| Securities available for sale | 8,246,000 | 8,009,000 | 8,281,000 | 7,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,958,000 | 121,574,000 | 121,691,000 | 125,916,000 |
| Interest-bearing deposits | 86,605,000 | 83,528,000 | 82,099,000 | 83,667,000 |
| Noninterest-bearing deposits | 37,353,000 | 38,046,000 | 39,592,000 | 42,249,000 |
| Equity capital | 14,307,000 | 14,197,000 | 13,757,000 | 11,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 3,023,000 | 4,579,000 | 6,149,000 |
| Interest expense | 118,000 | 231,000 | 340,000 | 435,000 |
| Net interest income | 1,411,000 | 2,792,000 | 4,239,000 | 5,714,000 |
| Noninterest income | 355,000 | 523,000 | 19,000 | 379,000 |
| Noninterest expense | 1,672,000 | 3,430,000 | 4,998,000 | 6,681,000 |
| Provision for loan losses | 315,000 | 315,000 | 496,000 | 566,000 |
| Pretax income | -221,000 | -430,000 | -1,236,000 | -1,154,000 |
| Income tax | -101,000 | -200,000 | -555,000 | 1,659,000 |
| Net income | -120,000 | -230,000 | -681,000 | -2,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,808,000 | 12,708,000 | 12,276,000 | 11,511,000 |
| Total capital | 14,183,000 | 14,096,000 | 13,628,000 | 12,811,000 |
| Risk-weighted assets | 108,525,000 | 109,625,000 | 106,532,000 | 102,414,000 |