Call reports 2011
FIRST MOUNTAIN BANK — 2011
What FIRST MOUNTAIN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 144,130,000 | 140,953,000 | 138,485,000 | 140,153,000 |
| Total loans | 102,455,000 | 103,931,000 | 104,002,000 | 103,994,000 |
| Allowance for loan losses | 2,647,000 | 2,484,000 | 2,749,000 | 2,453,000 |
| Securities available for sale | 6,836,000 | 7,207,000 | 6,805,000 | 6,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,282,000 | 124,844,000 | 122,862,000 | 124,804,000 |
| Interest-bearing deposits | 90,114,000 | 87,790,000 | 85,609,000 | 84,767,000 |
| Noninterest-bearing deposits | 38,168,000 | 37,054,000 | 37,253,000 | 40,037,000 |
| Equity capital | 14,975,000 | 15,162,000 | 14,781,000 | 14,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,403,000 | 5,123,000 | 6,745,000 |
| Interest expense | 175,000 | 332,000 | 455,000 | 572,000 |
| Net interest income | 1,516,000 | 3,071,000 | 4,668,000 | 6,173,000 |
| Noninterest income | 259,000 | 551,000 | 846,000 | 1,098,000 |
| Noninterest expense | 1,648,000 | 3,263,000 | 4,838,000 | 6,492,000 |
| Provision for loan losses | 30,000 | 30,000 | 1,042,000 | 1,297,000 |
| Pretax income | 97,000 | 329,000 | -366,000 | -517,000 |
| Income tax | 28,000 | 114,000 | -181,000 | 0 |
| Net income | 69,000 | 215,000 | -185,000 | -517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,494,000 | 13,720,000 | 13,227,000 | 12,819,000 |
| Total capital | 14,918,000 | 15,159,000 | 14,674,000 | 14,273,000 |
| Risk-weighted assets | 112,665,000 | 114,032,000 | 114,366,000 | 115,213,000 |