Call reports 2006
FIRST MOUNTAIN BANK — 2006
What FIRST MOUNTAIN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 147,537,000 | 142,678,000 | 152,524,000 | 153,824,000 |
| Total loans | 95,385,000 | 102,013,000 | 109,275,000 | 115,652,000 |
| Allowance for loan losses | 1,190,000 | 1,238,000 | 1,297,000 | 1,344,000 |
| Securities available for sale | 19,085,000 | 18,499,000 | 17,728,000 | 16,915,000 |
| Securities held to maturity | 217,000 | 202,000 | 186,000 | 176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,982,000 | 126,512,000 | 135,727,000 | 136,592,000 |
| Interest-bearing deposits | 82,410,000 | 81,656,000 | 92,356,000 | 92,627,000 |
| Noninterest-bearing deposits | 49,572,000 | 44,856,000 | 43,371,000 | 43,965,000 |
| Equity capital | 13,934,000 | 14,249,000 | 14,809,000 | 15,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,602,000 | 7,096,000 | 9,703,000 |
| Interest expense | 352,000 | 731,000 | 1,305,000 | 1,958,000 |
| Net interest income | 1,930,000 | 3,871,000 | 5,791,000 | 7,745,000 |
| Noninterest income | 263,000 | 535,000 | 795,000 | 1,067,000 |
| Noninterest expense | 1,606,000 | 3,186,000 | 4,606,000 | 6,089,000 |
| Provision for loan losses | 15,000 | 73,000 | 133,000 | 180,000 |
| Pretax income | 572,000 | 1,147,000 | 1,847,000 | 2,543,000 |
| Income tax | 204,000 | 409,000 | 665,000 | 922,000 |
| Net income | 368,000 | 738,000 | 1,182,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,890,000 | 14,268,000 | 14,736,000 | 15,277,000 |
| Total capital | 15,153,000 | 15,579,000 | 16,106,000 | 16,674,000 |
| Risk-weighted assets | 111,716,000 | 119,323,000 | 128,576,000 | 134,185,000 |