Call reports 2002
FIRST MOUNTAIN BANK — 2002
What FIRST MOUNTAIN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 97,586,000 | 94,312,000 | 98,800,000 | 104,483,000 |
| Total loans | 50,904,000 | 54,241,000 | 58,152,000 | 68,513,000 |
| Allowance for loan losses | 1,163,000 | 1,160,000 | 1,165,000 | 1,145,000 |
| Securities available for sale | 11,907,000 | 11,843,000 | 12,084,000 | 11,306,000 |
| Securities held to maturity | 1,981,000 | 1,951,000 | 1,887,000 | 1,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,460,000 | 84,871,000 | 88,924,000 | 94,383,000 |
| Interest-bearing deposits | 61,352,000 | 59,174,000 | 61,685,000 | 61,151,000 |
| Noninterest-bearing deposits | 27,108,000 | 25,697,000 | 27,239,000 | 33,232,000 |
| Equity capital | 8,613,000 | 8,900,000 | 9,284,000 | 9,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,706,000 | 4,140,000 | 5,640,000 |
| Interest expense | 388,000 | 684,000 | 950,000 | 1,201,000 |
| Net interest income | 962,000 | 2,022,000 | 3,190,000 | 4,439,000 |
| Noninterest income | 243,000 | 506,000 | 777,000 | 1,059,000 |
| Noninterest expense | 1,169,000 | 2,297,000 | 3,461,000 | 4,703,000 |
| Provision for loan losses | 0 | 12,000 | 23,000 | 23,000 |
| Pretax income | 36,000 | 219,000 | 483,000 | 772,000 |
| Income tax | -20,000 | 14,000 | 89,000 | 168,000 |
| Net income | 56,000 | 205,000 | 394,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,281,000 | 8,442,000 | 8,674,000 | 8,926,000 |
| Total capital | 9,129,000 | 9,323,000 | 9,567,000 | 9,937,000 |
| Risk-weighted assets | 67,506,000 | 70,200,000 | 71,208,000 | 80,726,000 |