Call reports 2001
FIRST MOUNTAIN BANK — 2001
What FIRST MOUNTAIN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,818,000 | 89,716,000 | 94,924,000 | 98,861,000 |
| Total loans | 45,648,000 | 45,403,000 | 49,475,000 | 51,761,000 |
| Allowance for loan losses | 1,161,000 | 1,165,000 | 1,159,000 | 1,193,000 |
| Securities available for sale | 16,106,000 | 13,322,000 | 13,244,000 | 12,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,936,000 | 80,936,000 | 85,913,000 | 89,825,000 |
| Interest-bearing deposits | 55,443,000 | 56,301,000 | 58,647,000 | 61,547,000 |
| Noninterest-bearing deposits | 25,493,000 | 24,635,000 | 27,266,000 | 28,278,000 |
| Equity capital | 8,180,000 | 8,217,000 | 8,382,000 | 8,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,237,000 | 4,748,000 | 6,159,000 |
| Interest expense | 499,000 | 1,017,000 | 1,552,000 | 2,030,000 |
| Net interest income | 1,226,000 | 2,220,000 | 3,196,000 | 4,129,000 |
| Noninterest income | 255,000 | 517,000 | 712,000 | 969,000 |
| Noninterest expense | 1,249,000 | 2,447,000 | 3,551,000 | 4,606,000 |
| Provision for loan losses | 0 | 15,000 | 67,000 | 92,000 |
| Pretax income | 232,000 | 275,000 | 290,000 | 400,000 |
| Income tax | 55,000 | 29,000 | 30,000 | -28,000 |
| Net income | 177,000 | 246,000 | 260,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,783,000 | 7,857,000 | 7,896,000 | 8,127,000 |
| Total capital | 8,558,000 | 8,638,000 | 8,732,000 | 8,994,000 |
| Risk-weighted assets | 61,614,000 | 62,097,000 | 66,533,000 | 69,010,000 |