Call reports 2007
CHESTER NATIONAL BANK OF MISSOURI — 2007
What CHESTER NATIONAL BANK OF MISSOURI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 6,727,000 | 6,684,000 | 6,996,000 | 6,738,000 |
| Total loans | 5,466,000 | 5,070,000 | 4,735,000 | 4,667,000 |
| Allowance for loan losses | 103,000 | 103,000 | 103,000 | 78,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,089,000 | 5,045,000 | 5,335,000 | 5,042,000 |
| Interest-bearing deposits | 4,667,000 | 4,633,000 | 4,857,000 | 4,685,000 |
| Noninterest-bearing deposits | 422,000 | 412,000 | 478,000 | 357,000 |
| Equity capital | 1,568,000 | 1,577,000 | 1,590,000 | 1,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 95,000 | 190,000 | 285,000 | 379,000 |
| Interest expense | 35,000 | 73,000 | 113,000 | 151,000 |
| Net interest income | 60,000 | 117,000 | 172,000 | 228,000 |
| Noninterest income | 6,000 | 14,000 | 22,000 | 29,000 |
| Noninterest expense | 49,000 | 100,000 | 142,000 | 192,000 |
| Provision for loan losses | 0 | 0 | 0 | -25,000 |
| Pretax income | 17,000 | 31,000 | 52,000 | 90,000 |
| Income tax | 1,000 | 6,000 | 14,000 | 19,000 |
| Net income | 16,000 | 25,000 | 38,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,568,000 | 1,577,000 | 1,590,000 | 1,623,000 |
| Total capital | 1,612,000 | 1,619,000 | 1,631,000 | 1,663,000 |
| Risk-weighted assets | 3,494,000 | 3,280,000 | 3,234,000 | 3,168,000 |