Call reports 2025
ABBEVILLE FIRST BANK, SSB — 2025
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 134,158,000 | 132,472,000 | 133,429,000 | 137,411,000 |
| Total loans | 80,903,000 | 81,689,000 | 85,014,000 | 88,161,000 |
| Allowance for loan losses | 752,000 | 765,000 | 756,000 | 768,000 |
| Securities available for sale | 30,214,000 | 28,367,000 | 26,672,000 | 27,602,000 |
| Securities held to maturity | 5,974,000 | 5,949,000 | 5,934,000 | 5,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,754,000 | 110,000,000 | 110,280,000 | 113,043,000 |
| Interest-bearing deposits | 82,638,000 | 82,899,000 | 83,257,000 | 88,125,000 |
| Noninterest-bearing deposits | 30,116,000 | 27,101,000 | 27,023,000 | 24,918,000 |
| Equity capital | 10,621,000 | 10,805,000 | 11,569,000 | 11,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,583,000 | 3,250,000 | 4,897,000 | 6,621,000 |
| Interest expense | 485,000 | 984,000 | 1,470,000 | 1,988,000 |
| Net interest income | 1,098,000 | 2,266,000 | 3,427,000 | 4,633,000 |
| Noninterest income | 103,000 | 204,000 | 313,000 | 424,000 |
| Noninterest expense | 825,000 | 1,688,000 | 2,579,000 | 3,529,000 |
| Provision for loan losses | 13,000 | 26,000 | 38,000 | 52,000 |
| Pretax income | 363,000 | 756,000 | 1,123,000 | 1,362,000 |
| Income tax | 66,000 | 139,000 | 205,000 | 237,000 |
| Net income | 297,000 | 617,000 | 918,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,168,000 | 13,506,000 | 13,807,000 | 14,013,000 |