Call reports 2022
ABBEVILLE FIRST BANK, SSB — 2022
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 104,951,000 | 104,379,000 | 107,921,000 | 117,074,000 |
| Total loans | 56,862,000 | 58,740,000 | 62,274,000 | 63,193,000 |
| Allowance for loan losses | 836,000 | 834,000 | 833,000 | 751,000 |
| Securities available for sale | 30,004,000 | 28,502,000 | 24,056,000 | 22,046,000 |
| Securities held to maturity | 3,701,000 | 3,488,000 | 7,374,000 | 7,321,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,025,000 | 91,018,000 | 95,422,000 | 104,152,000 |
| Interest-bearing deposits | 73,427,000 | 72,946,000 | 76,581,000 | 77,484,000 |
| Noninterest-bearing deposits | 15,599,000 | 18,072,000 | 18,841,000 | 26,668,000 |
| Equity capital | 8,881,000 | 7,636,000 | 7,774,000 | 8,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 869,000 | 1,761,000 | 2,725,000 | 3,792,000 |
| Interest expense | 62,000 | 130,000 | 184,000 | 252,000 |
| Net interest income | 807,000 | 1,631,000 | 2,541,000 | 3,540,000 |
| Noninterest income | 92,000 | 182,000 | 274,000 | 370,000 |
| Noninterest expense | 607,000 | 1,247,000 | 1,907,000 | 2,636,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | -76,000 |
| Pretax income | 286,000 | 554,000 | 890,000 | 1,256,000 |
| Income tax | 81,000 | 148,000 | 239,000 | 338,000 |
| Net income | 205,000 | 406,000 | 651,000 | 918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,633,000 | 9,993,000 | 9,951,000 | 10,317,000 |
| Total capital | — | — | — | 11,020,000 |
| Risk-weighted assets | — | — | — | 56,100,000 |