Call reports 2016
ABBEVILLE FIRST BANK, SSB — 2016
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,898,000 | 74,832,000 | 73,036,000 | 76,297,000 |
| Total loans | 42,822,000 | 43,581,000 | 43,237,000 | 44,654,000 |
| Allowance for loan losses | 690,000 | 697,000 | 708,000 | 724,000 |
| Securities available for sale | 18,427,000 | 21,314,000 | 21,346,000 | 21,407,000 |
| Securities held to maturity | 1,905,000 | 1,840,000 | 1,835,000 | 1,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,544,000 | 55,208,000 | 54,139,000 | 54,762,000 |
| Interest-bearing deposits | 49,567,000 | 54,018,000 | 53,563,000 | 54,254,000 |
| Noninterest-bearing deposits | 2,977,000 | 1,190,000 | 576,000 | 508,000 |
| Equity capital | 8,022,000 | 8,233,000 | 8,356,000 | 8,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,405,000 | 2,117,000 | 2,832,000 |
| Interest expense | 120,000 | 233,000 | 342,000 | 446,000 |
| Net interest income | 577,000 | 1,172,000 | 1,775,000 | 2,386,000 |
| Noninterest income | 52,000 | 104,000 | 173,000 | 230,000 |
| Noninterest expense | 480,000 | 997,000 | 1,524,000 | 2,082,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 348,000 | 466,000 | 599,000 | 697,000 |
| Income tax | 0 | 0 | 0 | -292,000 |
| Net income | 348,000 | 466,000 | 599,000 | 989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,771,000 | 7,888,000 | 8,021,000 | 8,074,000 |
| Total capital | 8,240,000 | 8,360,000 | 8,481,000 | 8,555,000 |
| Risk-weighted assets | 37,272,000 | 37,555,000 | 36,531,000 | 38,213,000 |