Call reports 2015
ABBEVILLE FIRST BANK, SSB — 2015
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 67,171,000 | 67,173,000 | 67,592,000 | 68,446,000 |
| Total loans | 40,074,000 | 40,848,000 | 41,811,000 | 42,469,000 |
| Allowance for loan losses | 666,000 | 699,000 | 671,000 | 663,000 |
| Securities available for sale | 18,608,000 | 17,929,000 | 17,114,000 | 16,240,000 |
| Securities held to maturity | 1,671,000 | 1,666,000 | 1,855,000 | 1,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,950,000 | 47,882,000 | 48,135,000 | 48,847,000 |
| Interest-bearing deposits | 46,306,000 | 585,000 | 47,448,000 | 46,054,000 |
| Noninterest-bearing deposits | 1,644,000 | 47,297,000 | 687,000 | 2,793,000 |
| Equity capital | 7,518,000 | 7,579,000 | 7,710,000 | 7,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 686,000 | 1,378,000 | 2,073,000 | 2,771,000 |
| Interest expense | 111,000 | 223,000 | 338,000 | 457,000 |
| Net interest income | 575,000 | 1,155,000 | 1,735,000 | 2,314,000 |
| Noninterest income | 37,000 | 82,000 | 133,000 | 181,000 |
| Noninterest expense | 478,000 | 928,000 | 1,429,000 | 1,974,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 112,000 | 264,000 | 382,000 | 445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 112,000 | 264,000 | 382,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,089,000 | 7,241,000 | 7,359,000 | 7,422,000 |
| Total capital | 7,531,000 | 7,684,000 | 7,814,000 | 7,877,000 |
| Risk-weighted assets | 35,178,000 | 35,193,000 | 36,149,000 | 36,231,000 |