Call reports 2014
ABBEVILLE FIRST BANK, SSB — 2014
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 67,416,000 | 68,193,000 | 66,531,000 | 66,398,000 |
| Total loans | 36,072,000 | 36,275,000 | 37,255,000 | 38,731,000 |
| Allowance for loan losses | 658,000 | 603,000 | 635,000 | 674,000 |
| Securities available for sale | 24,243,000 | 21,465,000 | 21,821,000 | 19,760,000 |
| Securities held to maturity | 0 | 1,686,000 | 1,681,000 | 1,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,443,000 | 50,783,000 | 48,175,000 | 47,773,000 |
| Interest-bearing deposits | 48,418,000 | 48,661,000 | 47,017,000 | 45,914,000 |
| Noninterest-bearing deposits | 2,025,000 | 2,122,000 | 1,158,000 | 1,860,000 |
| Equity capital | 6,877,000 | 7,302,000 | 7,347,000 | 7,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 715,000 | 1,398,000 | 2,082,000 | 2,751,000 |
| Interest expense | 109,000 | 216,000 | 324,000 | 433,000 |
| Net interest income | 606,000 | 1,182,000 | 1,758,000 | 2,318,000 |
| Noninterest income | 50,000 | 107,000 | 139,000 | 186,000 |
| Noninterest expense | 500,000 | 970,000 | 1,443,000 | 2,047,000 |
| Provision for loan losses | 25,000 | 45,000 | 55,000 | 75,000 |
| Pretax income | 131,000 | 557,000 | 692,000 | 740,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 557,000 | 692,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,508,000 | 6,934,000 | 6,930,000 | 6,977,000 |
| Total capital | 6,947,000 | 7,352,000 | 7,360,000 | 7,420,000 |
| Risk-weighted assets | 34,936,000 | 33,281,000 | 34,195,000 | 35,193,000 |