Call reports 2013
ABBEVILLE FIRST BANK, SSB — 2013
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 71,116,000 | 69,287,000 | 67,939,000 | 67,842,000 |
| Total loans | 34,380,000 | 34,902,000 | 34,976,000 | 35,300,000 |
| Allowance for loan losses | 691,000 | 585,000 | 652,000 | 593,000 |
| Securities available for sale | 26,091,000 | 25,195,000 | 25,137,000 | 24,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,841,000 | 52,294,000 | 50,969,000 | 50,949,000 |
| Interest-bearing deposits | 51,775,000 | 50,351,000 | 48,970,000 | 48,992,000 |
| Noninterest-bearing deposits | 2,066,000 | 1,943,000 | 1,999,000 | 1,957,000 |
| Equity capital | 6,845,000 | 6,636,000 | 6,613,000 | 6,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,426,000 | 2,125,000 | 2,810,000 |
| Interest expense | 119,000 | 239,000 | 371,000 | 484,000 |
| Net interest income | 594,000 | 1,187,000 | 1,754,000 | 2,326,000 |
| Noninterest income | 69,000 | 34,000 | 100,000 | 139,000 |
| Noninterest expense | 568,000 | 1,075,000 | 1,592,000 | 2,152,000 |
| Provision for loan losses | 0 | 20,000 | 23,000 | 116,000 |
| Pretax income | 109,000 | 140,000 | 253,000 | 395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 140,000 | 253,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,346,000 | 6,377,000 | 6,418,000 | 6,377,000 |
| Total capital | 6,779,000 | 6,818,000 | 6,854,000 | 6,817,000 |
| Risk-weighted assets | 34,357,000 | 35,161,000 | 34,692,000 | 35,065,000 |