Call reports 2012
ABBEVILLE FIRST BANK, SSB — 2012
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 77,050,000 | 76,565,000 | 73,008,000 | 71,423,000 |
| Total loans | 38,669,000 | 36,847,000 | 36,749,000 | 35,628,000 |
| Allowance for loan losses | 1,118,000 | 827,000 | 843,000 | 740,000 |
| Securities available for sale | 7,710,000 | 29,735,000 | 27,694,000 | 26,802,000 |
| Securities held to maturity | 20,790,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,635,000 | 56,374,000 | 55,103,000 | 53,520,000 |
| Interest-bearing deposits | 55,645,000 | 54,703,000 | 53,702,000 | 51,889,000 |
| Noninterest-bearing deposits | 1,990,000 | 1,671,000 | 1,401,000 | 1,631,000 |
| Equity capital | 5,949,000 | 6,579,000 | 6,810,000 | 6,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,670,000 | 2,438,000 | 3,194,000 |
| Interest expense | 282,000 | 531,000 | 736,000 | 904,000 |
| Net interest income | 551,000 | 1,139,000 | 1,702,000 | 2,290,000 |
| Noninterest income | 73,000 | 119,000 | 47,000 | -2,000 |
| Noninterest expense | 467,000 | 1,018,000 | 1,506,000 | 1,978,000 |
| Provision for loan losses | 0 | 195,000 | 221,000 | 221,000 |
| Pretax income | 157,000 | 203,000 | 348,000 | 415,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 156,000 | 202,000 | 347,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,979,000 | 6,025,000 | 6,170,000 | 6,236,000 |
| Total capital | 6,497,000 | 6,531,000 | 6,636,000 | 6,680,000 |
| Risk-weighted assets | 40,843,000 | 40,132,000 | 36,948,000 | 35,231,000 |