Call reports 2011
ABBEVILLE FIRST BANK, SSB — 2011
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 81,090,000 | 80,379,000 | 80,703,000 | 77,708,000 |
| Total loans | 42,983,000 | 42,838,000 | 41,786,000 | 39,629,000 |
| Allowance for loan losses | 1,693,000 | 1,519,000 | 1,780,000 | 1,146,000 |
| Securities available for sale | 8,285,000 | 9,350,000 | 10,351,000 | 8,068,000 |
| Securities held to maturity | 17,794,000 | 17,874,000 | 20,315,000 | 20,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,592,000 | 60,669,000 | 58,617,000 | 58,095,000 |
| Interest-bearing deposits | 60,026,000 | 58,774,000 | 57,037,000 | 56,370,000 |
| Noninterest-bearing deposits | 1,566,000 | 1,895,000 | 1,580,000 | 1,725,000 |
| Equity capital | 7,352,000 | 7,496,000 | 7,940,000 | 5,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,944,000 | 2,854,000 | 3,709,000 |
| Interest expense | 337,000 | 661,000 | 974,000 | 1,268,000 |
| Net interest income | 641,000 | 1,283,000 | 1,880,000 | 2,441,000 |
| Noninterest income | 49,000 | 17,000 | 71,000 | 61,000 |
| Noninterest expense | 546,000 | 1,108,000 | 1,565,000 | 2,135,000 |
| Provision for loan losses | -104,000 | -104,000 | 213,000 | 480,000 |
| Pretax income | 354,000 | 564,000 | 474,000 | 90,000 |
| Income tax | 0 | 0 | 0 | 1,245,000 |
| Net income | 354,000 | 564,000 | 474,000 | -1,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,331,000 | 7,542,000 | 7,212,000 | 5,822,000 |
| Total capital | 7,904,000 | 8,100,000 | 7,766,000 | 6,354,000 |
| Risk-weighted assets | 44,712,000 | 43,674,000 | 43,082,000 | 41,954,000 |