Call reports 2010
ABBEVILLE FIRST BANK, SSB — 2010
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 89,059,000 | 88,762,000 | 87,689,000 | 82,079,000 |
| Total loans | 46,780,000 | 46,744,000 | 45,184,000 | 43,890,000 |
| Allowance for loan losses | 882,000 | 887,000 | 1,329,000 | 1,904,000 |
| Securities available for sale | 14,820,000 | 11,114,000 | 11,330,000 | 10,350,000 |
| Securities held to maturity | 16,798,000 | 15,428,000 | 18,150,000 | 18,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,739,000 | 63,657,000 | 62,707,000 | 61,928,000 |
| Interest-bearing deposits | 61,851,000 | 61,914,000 | 60,895,000 | 60,413,000 |
| Noninterest-bearing deposits | 1,888,000 | 1,743,000 | 1,812,000 | 1,515,000 |
| Equity capital | 8,348,000 | 8,049,000 | 7,916,000 | 7,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,200,000 | 3,252,000 | 4,267,000 |
| Interest expense | 503,000 | 980,000 | 1,433,000 | 1,944,000 |
| Net interest income | 641,000 | 1,220,000 | 1,819,000 | 2,323,000 |
| Noninterest income | 53,000 | 128,000 | 95,000 | 11,000 |
| Noninterest expense | 609,000 | 1,046,000 | 1,476,000 | 2,037,000 |
| Provision for loan losses | 305,000 | 634,000 | 1,278,000 | 2,069,000 |
| Pretax income | -296,000 | -494,000 | -1,222,000 | -2,450,000 |
| Income tax | 4,000 | -16,000 | -487,000 | -921,000 |
| Net income | -300,000 | -478,000 | -735,000 | -1,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,208,000 | 8,030,000 | 7,772,000 | 6,978,000 |
| Total capital | 8,846,000 | 8,653,000 | 8,385,000 | 7,560,000 |
| Risk-weighted assets | 50,764,000 | 49,613,000 | 48,302,000 | 45,259,000 |