Call reports 2009
ABBEVILLE FIRST BANK, SSB — 2009
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 87,409,000 | 88,241,000 | 88,006,000 | 87,670,000 |
| Total loans | 52,120,000 | 50,391,000 | 48,434,000 | 47,504,000 |
| Allowance for loan losses | 727,000 | 662,000 | 769,000 | 847,000 |
| Securities available for sale | 14,116,000 | 12,271,000 | 13,041,000 | 14,414,000 |
| Securities held to maturity | 13,313,000 | 14,112,000 | 14,402,000 | 14,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,286,000 | 63,852,000 | 63,865,000 | 63,650,000 |
| Interest-bearing deposits | 61,815,000 | 61,889,000 | 62,520,000 | 62,231,000 |
| Noninterest-bearing deposits | 1,472,000 | 1,963,000 | 1,345,000 | 1,419,000 |
| Equity capital | 8,034,000 | 8,259,000 | 8,065,000 | 8,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,426,000 | 3,580,000 | 4,687,000 |
| Interest expense | 608,000 | 1,181,000 | 1,744,000 | 2,284,000 |
| Net interest income | 630,000 | 1,245,000 | 1,836,000 | 2,403,000 |
| Noninterest income | 76,000 | 137,000 | 197,000 | 255,000 |
| Noninterest expense | 447,000 | 942,000 | 1,351,000 | 1,977,000 |
| Provision for loan losses | 20,000 | 80,000 | 266,000 | 525,000 |
| Pretax income | 239,000 | 360,000 | 416,000 | -483,000 |
| Income tax | 64,000 | 82,000 | 71,000 | -196,000 |
| Net income | 175,000 | 278,000 | 345,000 | -287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,970,000 | 9,072,000 | 9,139,000 | 8,517,000 |
| Total capital | 9,653,000 | 9,734,000 | 9,803,000 | 9,166,000 |
| Risk-weighted assets | 54,622,000 | 53,822,000 | 53,048,000 | 51,731,000 |