Call reports 2008
ABBEVILLE FIRST BANK, SSB — 2008
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 90,393,000 | 88,226,000 | 89,861,000 | 89,707,000 |
| Total loans | 54,180,000 | 51,563,000 | 52,278,000 | 53,362,000 |
| Allowance for loan losses | 854,000 | 857,000 | 836,000 | 823,000 |
| Securities available for sale | 15,237,000 | 15,430,000 | 16,694,000 | 15,956,000 |
| Securities held to maturity | 13,404,000 | 13,234,000 | 13,152,000 | 13,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,343,000 | 66,689,000 | 65,602,000 | 65,570,000 |
| Interest-bearing deposits | 65,100,000 | 63,960,000 | 63,337,000 | 64,057,000 |
| Noninterest-bearing deposits | 2,243,000 | 2,729,000 | 2,265,000 | 1,513,000 |
| Equity capital | 8,676,000 | 8,145,000 | 7,762,000 | 7,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,692,000 | 4,017,000 | 5,315,000 |
| Interest expense | 770,000 | 1,462,000 | 2,121,000 | 2,785,000 |
| Net interest income | 579,000 | 1,230,000 | 1,896,000 | 2,530,000 |
| Noninterest income | 67,000 | 144,000 | 222,000 | 291,000 |
| Noninterest expense | 434,000 | 856,000 | 1,241,000 | 1,916,000 |
| Provision for loan losses | 48,000 | 48,000 | 48,000 | 48,000 |
| Pretax income | 164,000 | 470,000 | 829,000 | 121,000 |
| Income tax | 33,000 | 112,000 | 215,000 | -91,000 |
| Net income | 131,000 | 358,000 | 614,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,551,000 | 8,742,000 | 8,707,000 | 8,770,000 |
| Total capital | 9,245,000 | 9,417,000 | 9,385,000 | 9,460,000 |
| Risk-weighted assets | 55,323,000 | 53,812,000 | 54,045,000 | 55,072,000 |