Call reports 2007
ABBEVILLE FIRST BANK, SSB — 2007
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 81,836,000 | 81,868,000 | 87,121,000 | 87,677,000 |
| Total loans | 53,518,000 | 54,986,000 | 55,862,000 | 55,422,000 |
| Allowance for loan losses | 846,000 | 852,000 | 868,000 | 859,000 |
| Securities available for sale | 13,982,000 | 13,477,000 | 18,620,000 | 17,569,000 |
| Securities held to maturity | 7,699,000 | 7,697,000 | 7,698,000 | 8,663,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,918,000 | 69,006,000 | 69,453,000 | 68,857,000 |
| Interest-bearing deposits | 67,346,000 | 67,032,000 | 67,593,000 | 66,859,000 |
| Noninterest-bearing deposits | 1,572,000 | 1,974,000 | 1,860,000 | 1,998,000 |
| Equity capital | 8,080,000 | 8,149,000 | 8,402,000 | 8,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,277,000 | 2,566,000 | 3,916,000 | 5,312,000 |
| Interest expense | 714,000 | 1,469,000 | 2,266,000 | 3,097,000 |
| Net interest income | 563,000 | 1,097,000 | 1,650,000 | 2,215,000 |
| Noninterest income | 56,000 | 111,000 | 183,000 | 258,000 |
| Noninterest expense | 422,000 | 834,000 | 1,202,000 | 1,756,000 |
| Provision for loan losses | 33,000 | 42,000 | 72,000 | 74,000 |
| Pretax income | 164,000 | 332,000 | 559,000 | 643,000 |
| Income tax | 43,000 | 75,000 | 130,000 | 128,000 |
| Net income | 121,000 | 257,000 | 429,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,143,000 | 8,251,000 | 8,401,000 | 8,420,000 |
| Total capital | 8,769,000 | 8,883,000 | 9,064,000 | 9,095,000 |
| Risk-weighted assets | 49,846,000 | 50,317,000 | 52,820,000 | 53,786,000 |