Call reports 2005
ABBEVILLE FIRST BANK, SSB — 2005
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,532,000 | 70,854,000 | 72,207,000 | 74,981,000 |
| Total loans | 49,233,000 | 48,736,000 | 49,759,000 | 48,177,000 |
| Allowance for loan losses | 755,000 | 748,000 | 762,000 | 759,000 |
| Securities available for sale | 8,397,000 | 8,059,000 | 8,056,000 | 8,469,000 |
| Securities held to maturity | 6,903,000 | 6,904,000 | 6,906,000 | 7,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,591,000 | 55,616,000 | 57,821,000 | 60,426,000 |
| Interest-bearing deposits | 54,283,000 | 54,459,000 | 56,657,000 | 59,305,000 |
| Noninterest-bearing deposits | 1,308,000 | 1,157,000 | 1,164,000 | 1,121,000 |
| Equity capital | 6,749,000 | 7,108,000 | 7,222,000 | 7,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,948,000 | 2,985,000 | 4,086,000 |
| Interest expense | 381,000 | 795,000 | 1,244,000 | 1,720,000 |
| Net interest income | 580,000 | 1,153,000 | 1,741,000 | 2,366,000 |
| Noninterest income | 55,000 | 432,000 | 499,000 | 550,000 |
| Noninterest expense | 333,000 | 851,000 | 1,179,000 | 1,712,000 |
| Provision for loan losses | 21,000 | 28,000 | 43,000 | 43,000 |
| Pretax income | 281,000 | 706,000 | 1,018,000 | 1,161,000 |
| Income tax | 68,000 | 189,000 | 270,000 | 300,000 |
| Net income | 213,000 | 517,000 | 688,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,852,000 | 7,110,000 | 7,269,000 | 7,390,000 |
| Total capital | 7,389,000 | 7,644,000 | 7,807,000 | 7,931,000 |
| Risk-weighted assets | 42,778,000 | 42,494,000 | 42,854,000 | 43,032,000 |