Call reports 2004
ABBEVILLE FIRST BANK, SSB — 2004
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 65,834,000 | 66,119,000 | 67,528,000 | 69,114,000 |
| Total loans | 48,131,000 | 46,378,000 | 48,024,000 | 48,253,000 |
| Allowance for loan losses | 612,000 | 603,000 | 590,000 | 741,000 |
| Securities available for sale | 8,643,000 | 7,684,000 | 8,283,000 | 8,859,000 |
| Securities held to maturity | 4,893,000 | 5,393,000 | 6,384,000 | 6,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,054,000 | 50,959,000 | 51,935,000 | 53,621,000 |
| Interest-bearing deposits | 49,316,000 | 50,301,000 | 50,903,000 | 52,456,000 |
| Noninterest-bearing deposits | 738,000 | 658,000 | 1,032,000 | 1,165,000 |
| Equity capital | 6,230,000 | 6,324,000 | 6,641,000 | 6,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,856,000 | 2,804,000 | 3,758,000 |
| Interest expense | 370,000 | 716,000 | 1,071,000 | 1,433,000 |
| Net interest income | 563,000 | 1,140,000 | 1,733,000 | 2,325,000 |
| Noninterest income | 60,000 | 117,000 | 172,000 | 227,000 |
| Noninterest expense | 346,000 | 694,000 | 996,000 | 1,548,000 |
| Provision for loan losses | 7,000 | 7,000 | 7,000 | 158,000 |
| Pretax income | 270,000 | 556,000 | 902,000 | 846,000 |
| Income tax | 63,000 | 133,000 | 225,000 | 192,000 |
| Net income | 207,000 | 423,000 | 677,000 | 654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,192,000 | 6,407,000 | 6,661,000 | 6,639,000 |
| Total capital | 6,716,000 | 6,916,000 | 7,190,000 | 7,172,000 |
| Risk-weighted assets | 41,818,000 | 40,640,000 | 42,257,000 | 42,446,000 |