Call reports 2003
ABBEVILLE FIRST BANK, SSB — 2003
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 63,098,000 | 65,529,000 | 65,520,000 | 64,594,000 |
| Total loans | 45,626,000 | 46,306,000 | 46,636,000 | 46,523,000 |
| Allowance for loan losses | 475,000 | 504,000 | 551,000 | 614,000 |
| Securities available for sale | 9,238,000 | 9,164,000 | 9,303,000 | 8,683,000 |
| Securities held to maturity | 4,939,000 | 4,439,000 | 4,894,000 | 4,894,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,823,000 | 51,325,000 | 50,406,000 | 50,158,000 |
| Interest-bearing deposits | 50,148,000 | 50,560,000 | 49,768,000 | 49,446,000 |
| Noninterest-bearing deposits | 675,000 | 765,000 | 638,000 | 712,000 |
| Equity capital | 5,707,000 | 5,850,000 | 5,946,000 | 5,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,004,000 | 2,948,000 | 3,899,000 |
| Interest expense | 438,000 | 866,000 | 1,279,000 | 1,673,000 |
| Net interest income | 562,000 | 1,138,000 | 1,669,000 | 2,226,000 |
| Noninterest income | 22,000 | 54,000 | 95,000 | 150,000 |
| Noninterest expense | 324,000 | 661,000 | 971,000 | 1,431,000 |
| Provision for loan losses | 0 | 29,000 | 80,000 | 158,000 |
| Pretax income | 260,000 | 502,000 | 713,000 | 787,000 |
| Income tax | 84,000 | 168,000 | 244,000 | 268,000 |
| Net income | 176,000 | 334,000 | 469,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,643,000 | 5,800,000 | 5,935,000 | 5,985,000 |
| Total capital | 6,110,000 | 6,298,000 | 6,414,000 | 6,498,000 |
| Risk-weighted assets | 37,386,000 | 39,822,000 | 38,239,000 | 40,918,000 |