Call reports 2002
ABBEVILLE FIRST BANK, SSB — 2002
What ABBEVILLE FIRST BANK, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,966,000 | 57,738,000 | 59,916,000 | 61,387,000 |
| Total loans | 44,694,000 | 45,444,000 | 47,766,000 | 45,839,000 |
| Allowance for loan losses | 457,000 | 483,000 | 479,000 | 475,000 |
| Securities available for sale | 5,092,000 | 4,790,000 | 5,788,000 | 7,858,000 |
| Securities held to maturity | 3,339,000 | 3,339,000 | 3,851,000 | 4,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,349,000 | 48,795,000 | 49,137,000 | 50,386,000 |
| Interest-bearing deposits | 46,646,000 | 47,896,000 | 48,202,000 | 49,328,000 |
| Noninterest-bearing deposits | 703,000 | 899,000 | 935,000 | 1,058,000 |
| Equity capital | 4,796,000 | 5,026,000 | 5,246,000 | 5,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 2,024,000 | 3,068,000 | 4,103,000 |
| Interest expense | 484,000 | 956,000 | 1,431,000 | 1,896,000 |
| Net interest income | 513,000 | 1,068,000 | 1,637,000 | 2,207,000 |
| Noninterest income | 45,000 | 55,000 | 80,000 | 104,000 |
| Noninterest expense | 280,000 | 577,000 | 859,000 | 1,263,000 |
| Provision for loan losses | 0 | 31,000 | 75,000 | 75,000 |
| Pretax income | 278,000 | 515,000 | 783,000 | 973,000 |
| Income tax | 93,000 | 171,000 | 261,000 | 164,000 |
| Net income | 185,000 | 344,000 | 522,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,842,000 | 5,001,000 | 5,179,000 | 5,466,000 |
| Total capital | 5,263,000 | 5,431,000 | 5,622,000 | 5,926,000 |
| Risk-weighted assets | 33,504,000 | 34,310,000 | 35,433,000 | 36,793,000 |