Call report 2003Q4
RURAL AMERICAN BANK - HECTOR/FAIRFAX — 2003Q4
The 22 measures RURAL AMERICAN BANK - HECTOR/FAIRFAX reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,142,000 | USD | evidence → |
| Total loans | 33,174,000 | USD | evidence → |
| Allowance for loan losses | 398,000 | USD | evidence → |
| Securities available for sale | 15,095,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 52,638,000 | USD | evidence → |
| Interest-bearing deposits | 40,778,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,860,000 | USD | evidence → |
| Equity capital | 8,918,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,853,000 | USD | evidence → |
| Interest expense | 708,000 | USD | evidence → |
| Net interest income | 2,145,000 | USD | evidence → |
| Noninterest income | 285,000 | USD | evidence → |
| Noninterest expense | 1,400,000 | USD | evidence → |
| Provision for loan losses | 1,000 | USD | evidence → |
| Pretax income | 1,090,000 | USD | evidence → |
| Income tax | 377,000 | USD | evidence → |
| Net income | 713,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,979,000 | USD | evidence → |
| Total capital | 5,377,000 | USD | evidence → |
| Risk-weighted assets | 42,653,000 | USD | evidence → |