Call report 2002Q4
RURAL AMERICAN BANK - HECTOR/FAIRFAX — 2002Q4
The 22 measures RURAL AMERICAN BANK - HECTOR/FAIRFAX reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 65,059,000 | USD | evidence → |
| Total loans | 36,511,000 | USD | evidence → |
| Allowance for loan losses | 397,000 | USD | evidence → |
| Securities available for sale | 15,506,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,743,000 | USD | evidence → |
| Interest-bearing deposits | 43,406,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,337,000 | USD | evidence → |
| Equity capital | 9,194,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,411,000 | USD | evidence → |
| Interest expense | 1,164,000 | USD | evidence → |
| Net interest income | 2,247,000 | USD | evidence → |
| Noninterest income | 297,000 | USD | evidence → |
| Noninterest expense | 1,375,000 | USD | evidence → |
| Provision for loan losses | -30,000 | USD | evidence → |
| Pretax income | 1,245,000 | USD | evidence → |
| Income tax | 420,000 | USD | evidence → |
| Net income | 825,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,090,000 | USD | evidence → |
| Total capital | 5,487,000 | USD | evidence → |
| Risk-weighted assets | 44,479,000 | USD | evidence → |