Call reports 2026
LOCAL BANK — 2026
What LOCAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 441,385,000 | 463,077,000 |
| Total loans | 336,165,000 | 350,310,000 |
| Allowance for loan losses | 2,066,000 | 2,185,000 |
| Securities available for sale | 20,899,000 | 20,679,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 363,309,000 | 382,626,000 |
| Interest-bearing deposits | 327,185,000 | 343,644,000 |
| Noninterest-bearing deposits | 36,124,000 | 38,982,000 |
| Equity capital | 46,927,000 | 47,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,249,000 | 12,942,000 |
| Interest expense | 2,567,000 | 5,229,000 |
| Net interest income | 3,682,000 | 7,713,000 |
| Noninterest income | 342,000 | 718,000 |
| Noninterest expense | 3,667,000 | 7,451,000 |
| Provision for loan losses | 50,000 | 225,000 |
| Pretax income | 307,000 | 755,000 |
| Income tax | 0 | 0 |
| Net income | 307,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 48,541,000 | 48,568,000 |
| Total capital | 50,732,000 | 50,878,000 |
| Risk-weighted assets | 352,100,000 | 370,023,000 |