Call reports 2024
LOCAL BANK — 2024
What LOCAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 360,042,000 | 373,049,000 | 392,575,000 | 401,622,000 |
| Total loans | 237,159,000 | 256,558,000 | 266,960,000 | 283,737,000 |
| Allowance for loan losses | 2,093,000 | 2,165,000 | 2,239,000 | 1,957,000 |
| Securities available for sale | 80,553,000 | 72,555,000 | 63,279,000 | 54,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,041,000 | 292,790,000 | 330,589,000 | 335,526,000 |
| Interest-bearing deposits | 224,292,000 | 240,440,000 | 293,448,000 | 302,817,000 |
| Noninterest-bearing deposits | 55,749,000 | 52,350,000 | 37,141,000 | 32,709,000 |
| Equity capital | 45,210,000 | 45,587,000 | 46,739,000 | 46,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,612,000 | 9,654,000 | 15,041,000 | 20,506,000 |
| Interest expense | 2,063,000 | 4,304,000 | 6,946,000 | 9,842,000 |
| Net interest income | 2,549,000 | 5,350,000 | 8,095,000 | 10,664,000 |
| Noninterest income | 315,000 | 714,000 | 1,046,000 | 1,440,000 |
| Noninterest expense | 2,525,000 | 5,237,000 | 7,653,000 | 10,365,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | -47,000 |
| Pretax income | 264,000 | 677,000 | 1,263,000 | 1,508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 264,000 | 677,000 | 1,263,000 | 1,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,222,000 | 48,351,000 | 48,661,000 | 48,492,000 |
| Total capital | 50,316,000 | 50,516,000 | 50,900,000 | 50,727,000 |
| Risk-weighted assets | 264,297,000 | 280,380,000 | 294,867,000 | 310,219,000 |